5 Cara Menabung Tak Terasa Menabung

Harga barang-barang kebutuhan pokok yang terus naik tanpa dibarengi kenaikan pendapatan bisa membuat anda makin kesulitan dalam menabung. Apalagi, Bank Indonesia (BI) baru saja menurunkan tingkat suku bungan acuan alias BI Rate menjadi 5,75%.

Itu berarti tingkat suku bunga tabungan kita di bank pun berpotensi diturunkan. Tapi jangan harap bunga kredit bisa turun, apalagi mencapai single digit alias di bawah 10%.

Dalam situasi seperti sekarang ini, anda harus lebih pintar lagi menyimpan uang, kalau bisa tanpa sadar anda bisa menabung secara otomatis. Berikut ini adalah lima tips untuk menyimpan uang tanpa anda sadari, seperti dikutip dari Investopedia.

1. Jalankan pilot otomatis anda

Salah satu trik untuk membiasakan diri dalam menambung adalah menempatkan simpanan di atas segala. Jadi, begitu tagihan bulanan datang, jangan langsung menyusun daftar yang harus dibayar. Tapi sisihkan sebagian uang untuk anda simpan terlebih dahulu.

Dengan begitu, setelah anda menyusun seluruh daftar tagihan dan menyiapkan uangnya, secara tidak sadar anda sudah punya uang untuk disimpan, kalau ternyata tagihannya tidak terlalu banyak. Tapi, jika ternyata tagihannya cukup banyak, anda bisa mengambil sebagian uang yang sudah anda simpan pertama kali.

Usia Anda 30 Tahun, lakukan 8 Target Finansial ini

Setelah sekian lama bekerja, Anda pun akhirnya memasuki usia 30 tahun. Mungkin sebagian dari anda berpikir, apa yang sudah saya capai setelah bekerja sekian lama?

Biasanya, banyak orang melakukan banyak kesalahan dalam situasi finansialnya di awal umur 20-an tahun. Apalagi yang baru bekerja dan punya uang sendiri, ditambah dengan gairah masa muda yang jarang berpikir panjang.

Maka dari itu, mendekati umur kepala tiga, jangan sampai kesalahan itu terulang lagi. Berikut ini, delapan hal yang sebaiknya anda lakukan sebelum meninggalkan umur kepala dua, seperti dikutip Financial Highway

1. Lunasi semua utang, kecuali cicilan rumah

Yang paling penting adalah melunasi seluruh tagihan kartu kredit. Jika belum, sekaranglah saat yang tepat untuk memulainya. Jangan sampai anda meninggalkan masa muda dengan utang kartu kredit yang menumpuk.

Lunasi juga utang-utang lain, kecuali utang rumah yang biasanya masih membutuhkan waktu cukup lama sampai benar-benar lunas. Begitu anda selesai, masa-masa awal di umur 30 bisa anda konsentrasikan untuk tabungan masa depan anak dan keluarga, sambil terus membereskan cicilan rumah.

10 Tips Menjadi Kaya

Jalan menuju kaya tidak mudah, perlu dedikasi, konsentrasi, keahlian dan ketabahan yang sangat tinggi. Sebelum memupuk kekayaan, yang anda harus perhatikan pertama kali adalah membuat fondasi yang kuat.

Seperti layaknya bangunan, jika fondasinya sudah kuat, maka gedung tersebut akan bertahan lama dengan sendirinya. Fondasi dalam keuangan tak lepas dari kondisi kesehatan finansial anda sendiri.

Semakin sehat kondisi finansial anda, maka semakin bagus fondasi yang anda bangun. Kathy Virgallito, Direktur Regional Consumer Credit Counseling Service (CCCS), sebuah yayasan non profit yang biasa membantu orang mengontrol finansialnya dengan baik, memberikan beberapa tips yang bisa anda ikuti untuk membangun fondasi keuangan yang kuat.

Semakin dini anda menyehatkan kondisi keuangan, maka jalan menuju kaya semakin terbuka lebar. Berikut 10 tips yang dilansir dari situs CCCS,

Maksimalkan Kinerja Iklan Linkbucks

Bagi para blogger tidak ada salahnya untuk mendapatkan uang tambahan dari blognya, misalnya dengan menempatkan iklan seperti iklan dari “kumpulblogger”, tapi kali saya akan mencoba sharing tentang iklan yang membayar kita dengan dollar yaitu linkbucks dengan sistem pembayaran memakai transfer misalnya lewat PAYPAL (jika belum punya account paypal klick disini -> wajib dimiliki jika anda serius menekuni bisnis di internet) dan sudah banyak sekali yang memakainya karena iklan ini tidak harus menempel di blog kita tapi dia bekerja saat link-link dalam blog kita di klick orang atau hanya sebagian link saja yang akan ditautkan dengan linkbucks, secara sederhana coba kunjungi BLOK INI, begitu ada klick link apa saja di blog anda akan muncul top banner di link baru dibuka, bagi yang belum punya blog jangan berkecil hati nanti saya akan menulis juga bagi mengsilkan dollar dari linkbuks bagi rekan yang tidak mempunyai blog

Langkah-langkah:

1.     Sing UP dulu disini, isi semua formnya, begitu anda diminta untuk memilih jenis pembayaran saya sarankan memakai paypal saja, jika belum mempunyai akun paypal klick disini untuk daftar, terus pada form google kode bias anda dapatkan di goole analytics, tapi bias diabaikan dulu, baru klick setuju

2.     Lalu setelah menerima email persetujuan anda log in, untuk membuat link inklan klick “create link” akan muncul 3 pilihan: 

Lowongan Kerja Britmindo

Lowongan Kerja Britmindo. PT BRITMINDO is an established professional Mining company providing services that include Mine Development, Mine Management, Operational Improvements, Technical Studies and Consultancy to the leading Indonesian mining companies. Our Corporate Vision is to raise the professionalism and quality of mining in Indonesia by providing reliable, high quality services. Our team includes qualified expatriate and Indonesian mining engineers, geologists and other key disciplines who work at both our Jakarta Head office and various site locations throughout Indonesia.

We are committed to developing skills and providing opportunities for all our employees to ensure that we remain a leading and respected mining company.

Lowongan Kerja Britmindo

Receptionist
Jakarta Raya

Responsibilities:

* Handling incoming and outgoing Calls
* Handling documents in and out
* Receive company guests
* Handling administrative tasks


Requirements:

Lowongan Kerja Hoka Hoka Bento

Lowongan Kerja Hoka Hoka Bento

Finance Budget Controller Dept.Head

Jakarta Timur

Requirements:

* Male, max. 30 years old

* Min. Bachelor's Degree, Finance/Accountancy/Banking or equivalent.

* Having experiences and good knowledge in budget modeling, cost control, data control, etc.

* At least 4 year(s) of working experience in the related field is required for this position.

Lowongan Kerja PT Xsis Mitra Utama

Lowongan Kerja PT Xsis Mitra Utama - PT Xsis Mitra Utama (Xsis), with its proven track record as a provider of IT solutions and outsourcing has acquired a wealth of knowledge in which it has used to construct a versatile expertise blueprint for the IT industry. Organization structure was designed in the relatively flat platform rather than pyramidal dividing functionally into Sales and Marketing, Expertise, Education & Training, Software Development.

Xsis conducts a carefully developed Managerial Training to build well-rounded staff-members who are technically capable and can demonstrate a mature approach to their work. Xsis has developed innovative services supported by comprehensive strategic IT in Banking, Education, Public Sector, Telecommunication, and Government.

Xsis ethos of work is to enable customer to continue doing the best in while at the same time we keep on providing all customers need to support their business objectives. Xsis actualize the commitment of learning organization, we believe that corporate growth can be sustained and Xsis can continue to attract and retain the best talents in the industry. With strong leadership, clear career path, and potential for growth, our staffs are expected to lead the company into a prosperous future.

Lowongan Kerja Xsis Mitra Utama

Currently, We are looking for the positions of:

LOWONGAN BANK MANDIRI

Lowongan Kerja Bank Mandiri. Bank Mandiri, as the largest Bank in Indonesia, with assets that have grown to more than 300 trillion today, and about 22.000 employees spread among 956 domestic branches and 6 overseas branches and representative offices, Bank Mandiri has committed to delivering excellence in banking services and to provide wide-ranging financial solutions in investment banking and sharia’ products as well as bancassurance for our private and state-owned corporate, commercial, small business and micro customers in addition to our customer clients. Bank Mandiri’s consistent efforts have garnered recognition from both domestic and international institutions.

We’re sure that your presence in Bank Mandiri will give you an interesting chance to develop your career aspiration as a professional banker in Indonesia and being apart of the most admired and progressive financial institution. With aspiration to become one of the major player in South-east Asia region, Bank Mandiri has vacancies for first-class professional candidates to join our Commercial Banking for the following position:

Lowongan Kerja Sriwijaya Air

Lowongan Kerja Sriwijaya Air - Sriwijaya Air is an airline headquartered in Central Jakarta, Jakarta, Indonesia. It offers domestic flights to major cities in Indonesia and limited International destinations.PT. Sriwijaya Air began service in November 10, 2003 with route Jakarta-Pangkal Pinang. Then add new routes Jakarta-Jambi and Jakarta-Palembang. In their first year, Sriwijaya Air experienced such rapid growth. Until mid-2009 Sriwijaya Air has been operating with 23 aircraft, serving more than 33 domestic routes and 2 regional routes.

In the year 2007 Sriwijaya Air received an award from the Boeing International Award,Safety and Maintenance aircraft. This Charter awarded Boeing after passing the auditor for months. In terms of security and service, Sriwijaya Air is the only airline that operates and maintains aircraft and still remain accident-free. The same year Sriwijaya Air received Aviation Customer Partnership Award from Pertamina because these airlines have assessed the accuracy of petroleum payment. In the year 2008 Sriwijaya Air was awarded an award by Markplus & Co.. This award is a public appreciation of the services provided by Sriwijaya Air. Aircraft Maintenance are done by PT. ANI (Aero Nusantara Indonesia), bringing expert staff from abroad who are already certified and experienced.

Lowongan Kerja Sriwijaya Air

Currently, PT Sriwijaya Air inviting talented professionals to join as :

Lowongan Kerja Elnusa

Lowongan Kerja Elnusa. ELNUSA is present amidst Indonesia 's flourish oil and gas business development. Born as the Indonesia 's oil and gas pioneers' idea, in 1969, ELNUSA was initially a subsidiary of PT Pertamina. ELNUSA started its operation as a provider of electronic communications equipment, ship navigation and radar system for oil and gas carriers in Indonesia.

ELNUSA's long business journey has encountered various challenges, yet it has managed to stand still surfing the oil and gas business turmoil in 1980s and survived the 1998's economic crisis as well . ELNUSA, along with its subsidiaries has turned into an integrated oil and gas service provider which has received customer's remarkable trusts. Not only has trust been given by PT Pertamina, the parent company, it has also been delivered by a couple of prominent multi-national partner companies such as Chevron, Total EP, Shell,ConocoPhillips, BP and so on. 

Lowongan Kerja Elnusa

We are currently seeking for highly qualified candidates to fill the following position:

Lowongan Kerja Kompas

Lowongan Kerja Kompas. Kompas.com is a trusted news sites in Indonesia. Updated 24 hours a day, with a total Readership of more than 15 million people. Level visits to Kompas.com or better known as Page View, the average reached 40 million every month. As a trusted news site that manyin the country visited, Kompas as other media as well as offering advertising (banners) on the internet (online advertising), where different types of ads here with other conventional media.Advertising on the Internet offers other forms of creative advertising (Rich Media Ads), interactive, and very attractive (visualization).

Lowongan Kerja Kompas

We are an established online news media, focus on Internet technology, multimedia and e-commerce, currently seeking for a professional to fill the following positions:

System Administration (Code : SysAdm)

Requirements:

Lowongan Kerja Asuransi Bintang

Lowongan Kerja Asuransi Bintang - PT. Asuransi Bintang Tbk , which is known in the insurance industry as the “Bintang” is a general insurance company with long established more than 50 years experience. We focused on the needs of our customers and responds to a rapidly growing demand. We strive to offer a Complete General Insurance Solutions and source better value and benefits coverage for our customer.

In the course of our change and growth we are looking for dynamic and energetic, highly motivated, responsible, talented and committed people who possess strong interpersonal and trusted with a continuous record of achievements to be a part of our spirit team to develop career at Bintang office.

Lowongan Kerja PT. Asuransi Bintang

UNDERWRITER - Jawa Timur

Responsibilities:

* Examine documents to determine degree of risk from such factors as applicant financial standing and value and condition of property;
* Able to determine risk classification based on product guidelines and standard / sub-standard risks and eligibility;
* Evaluate possibility of losses due to catastrophe or excessive insurance;
* Review company records to determine amount of insurance in force on single risk or group of closely related risks;
* Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe profitable distribution of risks, using reference materials.

Lowongan Kerja Bank BNP

Lowongan Kerja Bank BNP ~ PT. Bank Nusantara Parahyangan (Bank BNP) was established on January 18, 1972, the National PrivateBank Foreign Exchange is largely owned by Acom Co., Ltd.. (Acom), Japan and The Bank of Tokyo Mitsubishi UFJ, Ltd.. (BTMU) Japan, has a vision to become one of the Retail Bank nationwide selection ofhealthy, reliable and trustworthy in carrying out banking activities and financial services. Currently the Bank BNP open opportunities for qualified young talent to follow

Lowongan Kerja Bank BNP

In line with its vision, to be one of the preferred retail bank with nationwide scale, soundly, reliable and trust-able in performing banking activities as well as financial services, currentlyPT Bank Nusantara Parahyangan Tbk are seeking for many talented individuals to join as

Front Office (FO)

Requirements

* D3/S1 with GPA min 2.75
* Max age 24 years old, good looking with in height 160cm
* Flexible and able to communicate effectively
* High integrity, service oriented and have cross-selling capabilities
* Computer literate min MS Office
* Fluent in English min passive